Empowering Community Banks to Support Local SMBs
Our Mission
Mercati helps community banks lend more to their local SMBs. Small Business is big business and there's about a $1 Trillion unmet financing needs because business loans are hard to do. Our automated solution uses business data to let banks do small business loans at a tenth of the cost.
Our Purpose
Our purpose is to bridge the gap between community banks and small businesses, providing efficient and cost-effective financing solutions that drive economic growth and prosperity within local communities.
Our Story
Innovation is everywhere but capital is concentrated in urban centers. Mercati was founded with the vision of revolutionizing small business lending by equipping community banks with technology-driven lending solutions. Our team has deep roots in lending, banking, and technology and we are committed to building the future of small bank lending.
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Meet The Team
Badri Nathan
CEO & Founder
Badri Nathan has a extensive experience in commercial lending, venture capital and technology. Prior to BanqFora he founded Concilian Group, deploying big data analytics in underwriting. Badri's passion is to foster entrepreneurship and help small businesses by bringing finance back to Main Street.Badri has an MBA from the Wharton School of Business, and a BS in Electrical Engineering & Computer Science from the University of Colorado Boulder.
Ram Vemuri
CTO & Founder
Ram Vemuri helped to build LinkedIn from 2008-2021, and built their Order Management and Payments Platform, and the Content and Video Platforms. He was also the Architect for LinkedIn’s Sales Navigator. Ram previously worked at Oracle and Clearwell (Symantec), and was Co-Founder of AtmaSoft, Inc. and Bravisa.com. Ram holds an MS in Computer Science from Stanford University and a BTech in CS and Engineering from IIT Madras.